Best Mattress Deals in BC – Now With Flexible Financing!
Investing in quality sleep is one of the smartest things you can do for your health, but we understand that purchasing a new mattress can feel like a big financial commitment. At Sleep Shop, we believe better sleep shouldn’t have to wait—and with our flexible, interest-free financing, it doesn’t have to.
Whether you’re upgrading to support your back, furnishing a new home, or finally treating yourself to a premium mattress, we make it easy to get what you need now and pay over time—with zero stress and zero interest for 6 months.
Mattress Now, Pay Later: Everything You Need to Know
Here’s a quick breakdown of how financing works at Sleep Shop:
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✅ No interest for 6 months on approved credit
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✅ No deposit or minimum payments required during the promo period
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✅ Fast approval process—get a decision in minutes
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✅ Apply online or in-store with ease
You’ll need a minimum purchase of $500, and financing is available up to $10,000. There may be a $21 annual membership fee depending on your payment plan.
We work with Fairstone—one of Canada’s most trusted financing providers—so you can shop with confidence.
Is Mattress Financing Right for You?
Financing can be a smart move if you:
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Want to upgrade your sleep setup without draining your savings
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Prefer spreading out payments over time
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Are moving, renovating, or setting up a guest room
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Need to prioritize comfort now and manage cash flow better
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Want to build credit through on-time payments
Sleep is essential. Why wait?
How to Upgrade Your Sleep Without Breaking the Bank
Financing is just one of many ways to get more comfort for your coin. Here are a few smart shopper tips:
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Take advantage of promos: We often run sales that stack with financing options.
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Bundle for value: Mattress + base + pillows = more comfort and better pricing.
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Think long-term: Premium materials last longer and support your health better, saving you money over time.
Why More Canadians Are Choosing Financing
Let’s face it: times are changing. Financing isn’t about “not being able to afford it.” It’s about choosing convenience, flexibility, and financial control.
You get the sleep setup you want now—while keeping your budget open for other priorities. It's smart, simple, and stress-free.
Your Financing Questions, Answered
Q: What do I need to apply?
A: Just a government-issued ID and some basic info. Applications are done online or in-store.
Q: Will this affect my credit score?
A: A soft check happens first. A hard credit inquiry only takes place once you accept an offer.
Q: Can I finance other items besides mattresses?
A: Yes! Bases, pillows, protectors—if it’s over $500 total, it qualifies.
Q: What happens after the 6-month promo period?
A: If the balance isn’t paid in full, your regular agreed-upon payment plan kicks in. No surprises.
Q: Can I pay it off early?
A: Absolutely. There are no penalties for early repayment.
How to Apply: Step-by-Step
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Browse your dream sleep setup online or visit us in-store
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Choose items that total $500 or more
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Select “Fairstone Payments” at checkout or ask our team for help
- After clicking “Pay now”, you will be redirected to Fairstone Payments to complete your purchase securely.
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Get approved in minutes
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Take home your mattress the same day—and pay later!
Sleep Now, Pay Later: What Our Customers Are Saying
“The process was super easy. I applied while shopping in-store and took my mattress home that day. I’m paying it off slowly and comfortably.” – Priya, Langley
“It was a lifesaver when we were moving. Being able to spread out the cost made all the difference.” – David & Jess, Kelowna
Let’s Get You Sleeping Better
💬 Still have questions? Our team is here to help you every step of the way—online, in-store, or by phone.
👉 Apply for Financing Now
Or come visit one of our Sleep Shop locations across BC and experience the comfort firsthand.
Better sleep starts now—on your terms.

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